Our exceptional services Includes reviewing credit applications submitted to banks by borrowers and were refused due to being outside the credit criteria or being non-complying to the bank’s regulations. Our services involve helping these borrowers resubmitting their applications after corrections and complying with the requirements.
We will collect your documents to do your profiling, after Credit review checks we will recommend you the lender keeping in mind your Credit reports, Eligibility, Document, Your profile and Requirements. The scoring tools, supporting documents and personal data we provide may profile you, and are often a valuable tool in the lender’s overall processes and with the criteria they use to make their decisions.
After assessing your file, we will recommend you the best available options to avail credit based on your credit suitability. but the following factors will usually have an effect:
We may provide or make available further information/documentary support on profiling where necessary from time to time.
We are advisory expert and we don’t tell a lender if it should offer you credit – this is for the lender to decide. We provide personal data and analytics based on our expertise that help lenders make decisions about lending. The personal data we provide is just one of the things that a lender might take into account when they make a lending decision. The lender might also take into account data provided by the person applying/ processing/ reviewing/ verifying/ deciding credit, as well as any other data available to the lender from other internal and 3rd party sources. Each lender will have its own criteria for deciding whether or not to lend.
That’s why you may receive a “no” from one lender but a “YES” from another.